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A Comprehensive Guide on How to Rent a Car without Credit Card

paying car rental

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Dubai is a lively place with amazing buildings and cool things to see. Lots of tourists come every year to explore it. If you’re here for work or fun for a long time, having a good way to get around is really important. Book for monthly car rental Dubai. Car rental companies usually need your credit card to pay before you can get a car. But if you’re thinking about rent a car in Dubai without a credit card, this article can help you understand how that works.

How to Rent a Car in Dubai Without Credit Card Possible?

First, it’s important to know that renting a car without a credit card in Dubai is possible, but only in certain situations. You might be curious why car rental companies always ask for a credit card when you want to rent a car. It’s not just about the cost of renting the car. It’s mostly about car insurance. The companies want to make sure their cars stay in good condition while customers are using them.

What are the ways to pay for renting a car?

Most car rental companies prefer you to use a credit card for payment, and they might not take other types of payment. The credit card you use must be under the driver’s name. If the right kind of payment isn’t possible, your reservation could be declined, and you might have to follow their cancellation rules.
But, if you don’t have a credit card, some rental companies let you pay in other ways when you book a cheap car rental. You can check out different choices on Moosa Rent a Car’s website.

Besides using a credit card, there are other ways to pay for renting a car. However, this could be different depending on the company. Some of the ways you might be able to pay are:


Cryptocurrencies, like Bitcoin, are a special kind of digital money that’s not controlled by a single authority. They’re known for being transparent and secure when used for transactions. Paying for your car rental with Bitcoin makes the payment process simpler.
Using Bitcoin can even help you avoid hidden extra charges. Plus, every payment is recorded in something called the Bitcoin blockchain, which makes sure your payment is safe and correct.
This new way of paying can be used in many different areas and is becoming more popular with people in Dubai who like technology. So, if you don’t have a credit card, why not try using Bitcoin? It can make renting a car easy and give you more privacy and safety.


Paying with Cheques:

Cheques are an old-fashioned way of paying where you write a piece of paper to give money. It’s a way to pay without using cash. Many rental companies let you use cheques to pay for the rental, especially if you’re renting a fancy car like a luxury or sports car.
So, when you rent a car, you can use a cheque to pay for it. Just make sure the cheque comes from a real bank. The rental company will only give you the car or let you pick it up after they get confirmation that your cheque is real and has the money.


Cash Payment:

You can pay for your car rental with cash at many rental companies. You can find more than 150 companies on Moosa Rent a Car and use filters to find ones that accept cash. Before you book, make sure to check what documents these companies need from you.
These companies also usually ask for a minimum of AED 1000 as a security deposit, which you can pay with a credit card, debit card, or cash. This is to cover any accidental damage to the car. So, be sure to have enough cash if you want to rent a car.

Cash Payment

Using a Debit Card:

If you don’t have a credit card but the rental company accepts debit cards, you can choose to pay with your debit card. Some companies allow payments with debit cards that have the VISA or Mastercard logo. However, they might have specific requirements for the type of cards they accept and might ask you to do more things before you can rent.
Keep in mind, though, that some types of cars might not be available for rent if you’re using a debit card instead of a credit card. When you use a debit card, many rental companies will put a hold or block a certain amount, like a thousand or more Dirhams, on your card. This is to make sure they have the money if they need it.
Paying with a credit card for a rental car is easier and quicker. But if you don’t have a credit card, you can still rent a car using a debit card. Just be ready for extra steps, follow any rules they have, and ask the rental company for information. Keep in mind that you might need to give some extra money as a security deposit, and they’ll give it back to you about 30 days after you return the car.

Debit Card Payment

What documents are required for renting a car by other payment methods?

For renting a car using different payment methods, remember to have these documents ready:
Sufficient Cash, Genuine Bank Cheque, or Crypto Wallet
Depending on the payment method you’re using, ensure you have the necessary cash, an authentic bank cheque, or access to a cryptocurrency wallet to pay for the rental car.

Copy of Valid ID and Passport:

You’ll need a photocopy of your valid identification card and passport as part of the rental process.

Driving License:

Make sure to bring your valid driving license. Keep in mind that there are different types of driving licenses for UAE residents and tourists visiting the UAE.

Additional Documents:

Check with the rental company if they require any other specific documents beyond the ones mentioned above. Different companies might have different requirements.
Having these documents ready will help ensure a smooth and hassle-free car rental process using alternative payment methods.

Tips for Renting a Car Without a Credit Card in Dubai:

Choose the Right Rental Company

Look for car rental companies that offer payment options other than credit cards. On platforms like Moosa Rent a Car, you can find rental companies with flexible payment methods. Keep in mind that different companies have varying rules based on factors like age and the type of car you want. Research and ask questions before making a reservation.

Check Vehicle Availability

Be aware that your choices might be limited when renting without a credit card. Some high-end cars, like luxury or sports cars, might require a credit card for the security deposit. Make sure to verify with the rental company about the types of cars available for your chosen payment method.

Refundable Security Deposit

Prepare to pay a refundable security deposit apart from the rental fee. This deposit is separate and is meant to cover any potential damages or traffic violations during your rental period. After you return the car, the deposit is typically refunded within 30 days if no issues arise.

Have Required Documents

Ensure you have all the necessary documents for renting a car. Whether you’re a UAE resident or a tourist, carrying the right documents is crucial. Car rental companies will only give you the car if you meet their criteria and have all the required paperwork.

Meet Eligibility Criteria

Make sure you meet the age-related requirements set by car rental companies in Dubai. Each company has rules about the minimum age for renting a car, and you must fulfill these criteria to be eligible.
By following these tips, you can navigate the process of renting a car in Dubai without a credit card more smoothly and enjoy your driving experience in the city.

Why Choose Moosa Rent a Car for Renting?

1-Wide Car Selection:

Moosa Rent a Car offers the biggest car rental platform with over 1500 car listings from the best rental companies in the UAE. This means you have a vast choice of cars to pick from.

Choose the right Car

2-Easy Booking:

The booking process is simple and hassle-free. You can book directly through their website or even via WhatsApp for added convenience.

Easy Booking

3-Flexible Payment Options:

Moosa Rent a Car provides various payment methods for renting a car. Whether you prefer using credit cards, debit cards, cash, cheques, or even cryptocurrencies like Bitcoin, they have you covered.

Payment Methods

4-Direct Booking:

You can directly book the car you want without any intermediaries. This helps you avoid unnecessary markups or commissions.

Booking Directly

5-Diverse Car Types:

They offer a wide range of cars catering to different preferences, from economical choices to luxurious and sporty models.


car types


Enjoy significant discounts on car rentals, making your experience even more budget-friendly.


credit card

7-Additional Services:

Moosa Rent a Car goes beyond just car rentals. They offer services like chauffeur-driven cars and airport pick-up and drop-off services. Thus, adding more convenience to your journey.

credit card


A successful business understands and adapts to its customers’ needs. Moosa Rent a Car does just that by providing multiple payment options that cater to your convenience. Including credit cards, debit cards, cash, cheques, and cryptocurrencies like Bitcoin. With this knowledge, you’re now equipped to pick your preferred payment method and set off on an enjoyable rental car adventure!



  • Can I rent a car in Dubai without a credit card?
    Yes, some car rental companies in Dubai accept alternative payment method. Such as cash, debit cards, and cryptocurrencies.
  • What are the advantages of using Moosa Rent a Car?
    Moosa Rent a Car offers a wide selection of cars, flexible payment options and direct booking.
  • Can I use a debit card to rent a car in Dubai?
    Yes, some rental companies accept debit cards as payment. But specific requirements may apply.
  • What is a security deposit, and why is it required?
    A security deposit is a refundable amount held to cover potential damages or violations during the rental period.
  • Are there limitations on car types for non-credit card payments?
    Yes, some high-end car types might require a credit card for the security deposit.
  • What documents are needed to rent a car without a credit card?
    Typically, you’ll need a copy of a valid ID, passport, and a valid driving license.
  • Can I use Bitcoin or other cryptocurrencies to rent a car?
    Yes, some rental companies accept Bitcoin and other cryptocurrencies as payment.
  • Are there age requirements for renting a car without a credit card?
    Yes, each rental company sets age-related criteria, and you must meet their requirements.
  • How long does it take to get the security deposit back?
    Security deposits are usually refunded within 30 days after confirming no damages or violations.
  • Can I get discounts on car rentals with Moosa Rent a Car?
    Yes, Moosa Rent a Car offers substantial discounts on car rentals for added savings.

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