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Bank of Baroda UAE: Open Account Now | Best Rates

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Bank of Baroda UAE

As we know, in this digital world, banks are the preferred options that cater to the financial needs of everyone. Bank of Baroda UAE is a prominent Indian bank that offers banking solutions, providing you with reliability. Moreover, it was founded on July 20, 1908, and now it attracts millions of customers worldwide due to its innovative retail banking solutions. The commitment of Bank of Baroda to customer satisfaction and financial services enhances everyone’s experience. Furthermore, this institution can also provide banking for NRIs in UAE and international banking services. In this detailed blog, we will try to explore the services and account opening of Bank of Baroda in the UAE.

Bank of Baroda Services

NRI Banking 

In the UAE, if customers choose Bank of Baroda, they can experience savings and fixed deposit accounts like NRE and NRO. Furthermore, the bank also allows you to experience remittance services and investment opportunities.

Corporate Banking 

Bank of Baroda allows you to avail working capital loans and term loans for business that is useful for financing solutions. Moreover, customers can also avail of the option of services like letters of credit and bank guarantees that assist the business.

Online Banking

If you choose Bank of Baroda, it allows you to use an online banking facility to make transactions and bill payments. Moreover, the bank also offers a Mobile app comfort that is a one-stop solution for banking needs. This Indian bank in UAE provides a widespread network of ATMs for easy cash withdrawals in this country.

Bank of Baroda Branches in UAE

Branch Address Contact Number Timings
Dubai Branch Plot No. 380430, Umm Hurair Building, Al Doha Street, Karama, P.O Box No. 3162, Dubai, UAE +971 4 313 6666 Mon-Fri: 8:00 AM – 3:00 PM
Abu Dhabi Branch Shop 5,6,7, Al Jazaria Tower, Sheikh Hamdaan Street, Abu Dhabi, UAE +971 2 632 2000 Mon-Fri: 8:00 AM – 3:00 PM
Sharjah Branch Ground Floor Office, 1,2,3 Crystal Plaza, Buhaira Corniche, Sharjah, UAE +971 6 503 7900 Mon-Fri: 8:00 AM – 3:00 PM
Deira Branch Al Kuwaiti Building, P.O. Box:5107, Baniyas St., Deira, Dubai, UAE +971 4 260 0900 Mon-Fri: 8:00 AM – 3:00 PM
Ras Al Khaimah Branch Al Nakheel Street, Next To Choithram Super Store, Ras Al Khaimah, UAE +971 7 226 9041 Mon-Fri: 8:00 AM – 3:00 PM

Bank of Baroda: Simple Steps to Create Your Account Online

The most hassle-free and smoothest way to create an account with Bank of Baroda is through their official website.

Visit the Official Website: For the account opening purpose, you need to visit the Bank of Baroda official website.

Select the Account Opening Section: Now you need to click on the section that is labeled as “Open an Account. After that, you will be redirected to the online application form.

Select Account Type: After this process, you have to choose the type of account which you desire to open, like NRE, Current, or Savings account.

Fill in Personal Information: After that, you have to fill out the online application form by entering your personal details like Full name and residential address. Furthermore, you also have to give your Date of Birth, contact Information, and employment details. 

Upload Necessary Documents: In this step, you have to upload scanned copies of the below documents. Moreover, these important documents are the Emirates  ID, Salary Certificate, Passport copy, and proof of address.

Submit the application: It is vital to double-check that all details are accurate before submitting your application

Wait for Verification and Approval: The Bank of Baroda will process your application and conduct your document verification. Furthermore, when your application is approved, you can receive confirmation via email or SMS.

Account Activation: At last, when your account is created, you can get your account number and access to online and mobile banking.

Bank of Baroda Account types

Account Type Minimum Monthly Balance (AED) Overdraft Charges Notes
Savings Account 1,000 Not Applicable Charges apply if the balance is below AED 1,000.
Zero Balance WPS Account No Minimum Balance Not Applicable For salary transfers only.
General Current Account 10,000 AED 200/month There is a penalty if the balance falls below AED 10,000.
Gold Current Account 50,000 AED 150/month Premium current account with additional benefits.
Premium Current Account 100,000 AED 500/month Higher balance requirement with extra features.
Platinum Current Account 2,000,000 AED 500/month Suitable for high-net-worth individuals/businesses.
Flexi-Desk Current Account 50,000 AED 500/month Designed for free zone businesses.

Savings Accounts

Baroda Advantage Savings Account – Provides additional banking features and offers interest at competitive rates.

Baroda Basic Savings Account – A standard account that does not require a minimum deposit for servicing banking activities.

Baroda Senior Citizen Savings Account – Holds Added advantages over normal savings accounts with an emphasis towards Senior Citizens.

Baroda Salary Advantage Account – Comes with special features for employees on a monthly salary.

Baroda Champ Account – Savings account for minors intending to develop savings from a young age.

Super Savings Account – Awarded by the bank to customers who maintain premium accounts with the Bank.

Current Accounts

Baroda Premium Current Account – A current account with higher eligibility of operating transactions opened by business clients.

Baroda Advantage Current Account – Comes with an additional feature that is catered and tailored to suit the needs of trade.

Baroda Small Business Current Account – Commercial account for small-sized enterprises and self-employed persons.

Baroda Startup Current Account – New and emerging companies are provided with active support from the Bank if they open this account.

Fixed Deposit Accounts

Baroda Fixed Deposit – It offers attractive interest rates with flexible tenure to the user of this.

Baroda Tax Saving Fixed Deposit – This account is designed to help a taxpayer to save tax by following section 80C.

Baroda Monthly Income Plan – It offers investment plans that pay interest in some predetermined intervals regularly.

Tips for Banking with Bank of Baroda

Regularly Review Account

If any user regularly reviews his account, it allows him to manage his finances simply and peacefully. So, to get more perks from Bank of Baroda, review your account as often as possible.

Utilize online and mobile Banking

Always give priority to the Mobile app and online banking, as Bank of Baroda customer service is accessible from anywhere with it.

FAQs

Bank of Baroda UAE is a branch of the Indian multinational bank, offering a range of banking services such as savings and current accounts, loans, and online banking for residents and businesses in the UAE.

Bank of Baroda has branches in Dubai, Abu Dhabi, Sharjah, and Ras Al Khaimah.

You can contact their customer service at the official helpline for UAE, which can be found on their website.

If someone is looking to create an account with Bank of Baroda, then they have to explore their official website. Moreover, for account creation purposes, you have to fill in personal details, upload all necessary documents, and wait for approval.

It depends on the type of account. For example, if you want to create a General Current Account, the minimum balance required is AED 10,000.

If anyone creates an account, it allows him to avail Bank of Baroda interest rates and Bank of Baroda loans with any hassle.

You can reset your password through the bank’s online portal or contact customer service for assistance.

Yes, Bank of Baroda has a branch in Ras Al Khaimah, offering banking services to customers in that region.

If any NRI wants to create an account with Bank of Baroda, then upload his Valid Passport, Salary Certificate, and Indian Address Proof.

Branch timings may vary, but generally, they operate from Sunday to Thursday, with some branches open on Saturdays for limited hours.

Yes, if someone is willing to create an account with Bank of Baroda, then download their official mobile app from the Google store. Moreover, for this purpose, the customer has to provide personal details and required documents like Salary certificates.

Emila Hales

My name is Emila Hales. I've been living in the UAE for the past five years, and I absolutely love traveling. Writing about my travel experiences is something I enjoy, and I'm excited to share my adventures with others who are passionate about exploring new places
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FAQ's

Frequently Asked Questions

What is Bank of Baroda UAE?

Bank of Baroda UAE is a branch of the Indian multinational bank, offering a range of banking services such as savings and current accounts, loans, and online banking for residents and businesses in the UAE.

Where are the Bank of Baroda branches located in the UAE?

Bank of Baroda has branches in Dubai, Abu Dhabi, Sharjah, and Ras Al Khaimah.

What is the customer care number for Bank of Baroda UAE?

You can contact their customer service at the official helpline for UAE, which can be found on their website.

Which method is best to create an account with Bank of Baroda online?

If someone is looking to create an account with Bank of Baroda, then they have to explore their official website. Moreover, for account creation purposes, you have to fill in personal details, upload all necessary documents, and wait for approval.

What is the minimum balance requirement for a Bank of Baroda UAE account?

It depends on the type of account. For example, if you want to create a General Current Account, the minimum balance required is AED 10,000.

Explain why it is important to create an account with the Bank of Baroda in the UAE.

If anyone creates an account, it allows him to avail Bank of Baroda interest rates and Bank of Baroda loans with any hassle.

What should I do if I forget my online banking password?

You can reset your password through the bank’s online portal or contact customer service for assistance.

Does Bank of Baroda have a branch in Ras Al Khaimah?

Yes, Bank of Baroda has a branch in Ras Al Khaimah, offering banking services to customers in that region.

Which documents are essential for NRIs to create an account with Bank of Baroda in the UAE?

If any NRI wants to create an account with Bank of Baroda, then upload his Valid Passport, Salary Certificate, and Indian Address Proof.

What are the working hours of Bank of Baroda branches in the UAE?

Branch timings may vary, but generally, they operate from Sunday to Thursday, with some branches open on Saturdays for limited hours.

Can customers create an account with the Bank of Baroda Via a mobile App in the UAE?

Yes, if someone is willing to create an account with Bank of Baroda, then download their official mobile app from the Google store. Moreover, for this purpose, the customer has to provide personal details and required documents like Salary certificates.