If you are driving a rented car in Dubai, accidents might be a problem for you. If you have found yourself in this condition while using a rented vehicle, it is important to understand the responsibility of basic steps and how they impact you.
Important and immediate steps after car crashes
It is important to follow the below steps if you’ve been involved in a car accident in Dubai:
Ensure Safety First
- It’s important to check for injuries to yourself and others
- Move to a safe area if possible to avoid further accidents
Notify the authorities
- Call 901 for minor accidents and 999 for emergency in Dubai
- Report your incident to the police, regardless of the severity of the accident
- Police provide a report that is crucial for clams as well as for rental company
Inform the Rental Company
- Contact the rental agency immediately to inform them of the accident
- Share the police report and follow their guidance on the next steps
Understanding the liabilities
If you have opted in insurance while writing a car, the liability depends on the type
- Basic insurance: Basic insurance just covers third-party liability, not damage to the vehicle. Therefore, you have to pay for the replacement or repair of the car.
- CDW: In the case of CDW insurance, the liability is limited. However, there is a great need to know that the insurance does not cover unauthorized drivers and negligence.
- Comprehensive insurance: You’re responsible for the deductibles as the insurance covers both third-party damage and the rental car.
What are the financial implications of crushing a car?
The final implication of crashing a car depends on the type of insurance coverage you have purchased as well as the severity of the damage.
Excess charges and deductibles
Deductibles are paid out-of-pocket for repairs. For instance, if the cost is 2000 AED and the repair cost is 8000 AED, the insurance will cover the remaining 6000 AED.
Security deposit
Security deposit is collected when the vehicle is rented to detect the administrative charges, repair costs, and other fees directly from the deposit. If the repair costs are less than the security deposit, only the required amount will be deducted. However, if the cost exceeds your deposit you have to pay the difference out of pocket.
Extra charges
Extra charges me also applied in case of an accident beyond detectable course. If the car is not derivable after the accident, towing charges are applied. Therefore it is important to review the policy carefully.
Along with these, car rental companies also charge for the income lost when the car is unavailable for rent. It compensates the company for downtown and is calculated depending on the daily rental price.
How do Rental Companies Help You?
Most reputable car rental companies in Dubai, like Moosa Rent a Car, offer extensive support, including:
- 24/7 customer service.
- Assistance with filing claims.
- Replacement vehicle options.
Minimize Risk and Liability
- Drive responsibly and adhere to traffic laws.
- Ensure all drivers are authorized under the rental agreement.
- Select full insurance coverage, including CDW.
- Read the terms and conditions carefully before signing.