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The UAE is the second largest global hub for remittances. A significant portion of its population sends money internationally. The reason is the significant number of workers who do not have bank accounts in the UAE. So, what is the most convenient method to pay these workers their salaries without a bank account? One of the cost effective solutions is the Ratibi salary card check. The card offers a flexible way to distribute salaries using them for various financial activities. Let’s explore what Ratibi is and how to check your salary balance online with another added benefit.
What is a Ratibi card?
The Ratibi salary card is a prepaid bank card. It is significantly designed to pay employees who receive a salary of up to AED 5000 per month. You can use the car to send money or withdraw cash as well as bill payments. It is an alternative for salary payments for employees who do not have a bank account in the UAE.
What is the Ratibi Payroll Solution?
The Ratibi is significantly designed to simplify salary payments in the UAE. It gives a prepaid card to employees that they use to receive their wages and make payments through a broad network of ATMs. This system significantly eliminates the need for a bank account and makes the transaction easy for the employees.
Related Article: Nbad balance check
Significant Features of Ratibi Prepaid Salary Cards
Ratibi prepaid salary cards offer a lot of benefits to employees. These are significantly designed to enhance financial management and flexibility. Some of the prominent benefits include
No minimum balance requirement
It’s exciting to know that employees do not have to maintain a minimum balance on their salary card. It is more responsible for users without any financial strain.
Unlimited ATM and CDM access
Cardholders can enjoy significant access to a wide network of ATMs and CDMs in the UAE. It facilitates easy cash deposits and withdrawals.
Free accident insurance
The card includes complimentary accident insurance. It not only adds financial protection but also convenience in case of unforeseen events in the UAE.
KYC documentation required
The employees have to submit their KYC documents to qualify for the Ratibi salary card. It ensures verification and security of the entire process.
Features of Ratibi payroll card
Some of the significant advantages of the Ratibi payroll card are:
Cardholders Receive coverage for personal accidents. It includes five times the monthly salary or 25000 AED in the case of death. Moreover, hospitalization and daily cash benefit of mortal remains is covered up to 5000 AED.
There is no minimum balance requirement for using a Ratibi payroll card.
The cardholders have fthe lexibility to access a wide network of ATMs and CDM’s.
The Ratibi card offers secure payments at online and retail platforms. You can use them globally wherever visa or master cards are accepted.
How to Check Ratibi Card Salary Balance Online?
Monitoring your Ratibi card salary check online is important to manage your finances. It also helps you keep track of your spending and ensure that you have enough funds for your needs. The Ratibi online platform offers a convenient and flexible way to check the balance without visiting the bank. Let’s have a step by step guide to checking the Ratibi card balance online
- Open the web browser and navigate to the official Ratibi website. You can also go to your bank’s online portal where Ratibi services are offered.
- Enter your login details. If you are going to register for the first time there’s a need to complete the registration process by using the Ratibi details.
- Once you are logged in, look for card management labeled as balance inquiry or card balance.
- There may also need to provide a Ratibi card number or pin to know the balance information
- By entering the information, the current card balance will be displayed. You can also review the recent transactions
- Always ensure you log out of your own banking session to protect the information.
Troubleshooting Ratibi Check Balance Issues
- If you face an issue during login, double check the login details you can also contact customer support if you have forgotten any details or are facing any technical error.
- The website may be down for maintenance. It would be best to try later or use an alternative method.
Employer Guideline and Application Process
Policy and procedure guide
- The employees must have a corporate account with the bank to issue Ratibi cards.
- The employees should educate the employees on card use, handling, and other techniques for smooth operation.
- If the Ratibi card is confiscated by an ATM, it will be destroyed by the receiving bank and the employees have to apply for a new card.
Application process
- Fill out the Ratibi payroll card application form with complete details.
- Submit the form to the nearest branch of all community banking branches in the UAE.
- Complete the banking application form to get online card management access.
Eligibility criteria
- Employees must be UAE residents the employees must have corporate accounts with the bank
- The employees with complete and up to date KYC details will be accepted.
Conclusion
Ratibi offers a cost- effective, secure, and flexible solution for salary payments in the UAE. It features no minimum balance requirement and free personal accident insurance as well as a wide ATM network to simplify financial management. By following the above steps, Ratibi card holders can easily check their balance online. Make the most of your card benefits by visiting the official Ratibi website or contacting customer support.
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